Advice on fees
Patients being treated for conditions covered by their private medical insurance should go to the section for insured Patients for further information.
Those patients not covered by private medical insurance will receive a detailed quote of the costs involved in their treatment following their consultation. Estimates of costs can be given before the consultation though these may be revised when a detailed treatment plan is determined, depending on individual requirements.
In general, fees include all surgical, anaesthetic and hospital care. These costs are explained in detail below.
Where appropriate, the consultation includes a detailed assessment and discussion of the clinical problem. The consultation fee is payable at the end of the appointment and can be made either by cash, card, cheque or bank transfer. Subsequent consultations, where necessary, are usually included in the initial consultation fee. There is no charge for follow up consultations so you can rest assured you can see me as often as necessary following your surgery, or indeed before your surgery.
Patients seeking treatment for conditions not covered by private medical insurance should refer to the section for Self Financing Patients (scroll)
Mr Ahmad is registered as a provider with all the major medical insurance companies, including AXA PPP, BUPA, Aviva, Vitality, Healix, Signa and WPA. In general, the fees charged are in keeping with the remuneration offered by the insurance companies and no additional fees will be charged to the patient. Prior to a consultation or treatment covered under the patient’s insurance policy, it is necessary to request an authorisation code from the patient’s insurance company, guaranteeing that the service provided is covered. Patients without an authorisation code may be asked to pay for services personally and recoup the fees from their insurer.
Where surgical management is planned, the patient’s insurer will require a list of the relevant procedure codes detailing the exact management plan. Mr Ahmad’s team will be happy to provide these upon request.
A wide variety of insurance policies are now available with varying levels of cover offered. For the majority of patients, the entire process is covered but some policies specifically exclude consultations, some procedures, post-operative follow up, suture removal or the medication prescribed to the patient. In some instances, a policy excess may be payable by the patient or there may be a ceiling on the amount of cover offered.
It is important that the patient establish which elements of their care are covered so they are aware of the portion of the treatment for which they may be required to pay themselves. The patient will be responsible for any bills not covered by their insurer.
If the patient is in any doubt regarding the level of their cover, they should consult their insurance company directly.